Many large retailers still accept checks or eChecks online, but usually in specific ways (mail-in check, “pay by check,” or via PayPal/bank transfer).

Quick Scoop: Who Takes Checks Online?

Here are notable online-friendly stores and platforms that accept some form of check (physical check, electronic check, or “bank transfer” using your checking account). Always double‑check at checkout, because policies change.

Big general retailers

  • Amazon – Lets you add a checking account and pay by bank transfer (works like an eCheck).
  • Walmart – Accepts online check payments via its check‑verification network; you can add your checking account to your profile.
  • Target – Often listed as accepting bank‑account payments/eChecks for online orders.
  • Sears – Accepts eChecks through PayPal for online shopping.

Stores that accept mailed or direct checks

Some sites let you place an order online, then mail a physical check.

  • Wayfair – Supports physical checks and eChecks; you can choose “pay by check” or use PayPal/eCheck. Orders paid by check are held until the check clears.
  • Cabela’s – Accepts both physical checks and eChecks; you can arrange an electronic check payment by calling customer service.
  • QVC – Lets you pay with mailed checks or eChecks via PayPal, depending on the option chosen at checkout.
  • AJ Madison – You can order online and then mail in a check for the order amount, including your order number and contact details.
  • 123Inkjets – Offers “Prepay with Check”; you send a check with your order info enclosed.

Fashion, department, and specialty stores

Many of these process “checks” through PayPal or bank transfer linked to your checking account.

  • Nordstrom – Accepts eChecks via PayPal; choose PayPal and then your bank account.
  • Macy’s – Also supports eChecks via PayPal/bank account selection.
  • Brandy Melville – Listed as accepting eChecks via PayPal.
  • Milanoo – Allows eChecks via PayPal or direct bank transfer.
  • Several clothing retailers in 2025 guides are highlighted as taking checks or eChecks for online orders, especially where older customers are common.

Tech, office, and photo/printing

  • B &H (B&H Photo Video) – Often lets you arrange phone‑based orders and pay by check, including certain electronic check options.
  • Vistaprint – Accepts eChecks via PayPal when you choose PayPal and pay from your bank.

Home, crafts, and niche retailers

  • Oriental Trading Company – Takes eChecks via PayPal for party and craft supplies.
  • Some specialty craft and health suppliers still support check payments, especially for older or business customers.

Pet supplies and marketplaces

  • Chewy – Accepts eChecks via PayPal; you pick PayPal and then pay from your bank account.
  • Etsy – Some individual sellers allow eChecks via PayPal (it’s up to each seller).

Platforms and “store of stores”

These aren’t single stores but platforms where many sellers may accept eChecks through PayPal.

  • Shopify‑hosted stores – Many independent shops built on Shopify accept eChecks via PayPal; support varies by store.
  • QVC , TV‑plus‑web style platform, also doubles as an example of a marketplace that still lists checks/eChecks as an option.

How “Paying by Check” Usually Works Online

Even when a site says it “takes checks,” it often means one of three things:

  1. Direct bank transfer / eCheck at checkout
    • You add routing and account numbers (and sometimes ID).
    • Money is pulled like a check; orders may be held until funds clear.
  1. PayPal eCheck
    • At checkout, choose PayPal, then select your bank account instead of a card.
    • PayPal processes it as an eCheck, which can take a few days to clear.
  1. Mail‑in check after ordering
    • You place an order, choose “check/money order” or “prepay with check,” then mail a check with your order number.
    • The retailer ships only after the check clears.

Safety tips and current trends

  • Fewer sites want classic paper checks ; most prefer eChecks or bank transfers for speed and fraud control.
  • Expect longer processing times (several days) versus card or instant wallet payments.
  • Always confirm the payment page is secure (https, correct domain) to avoid check‑related scams.
  • Many finance and budgeting blogs in 2025–2026 recommend modern “buy now, pay later” or debit‑based tools instead of checks for online shopping, largely due to convenience and fewer delays.

Simple HTML table of examples

html

<table>
  <thead>
    <tr>
      <th>Store / Platform</th>
      <th>Type of check accepted</th>
      <th>How you pay</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>Amazon</td>
      <td>eCheck via bank transfer</td>
      <td>Add checking account at checkout and pay from bank</td>
    </tr>
    <tr>
      <td>Walmart</td>
      <td>eCheck / bank account</td>
      <td>Save checking account to profile and use for online orders</td>
    </tr>
    <tr>
      <td>Target</td>
      <td>Bank transfer / eCheck</td>
      <td>Select bank‑account style payment where available</td>
    </tr>
    <tr>
      <td>Wayfair</td>
      <td>Physical checks and eChecks</td>
      <td>Choose “pay by check” or use PayPal/eCheck; order held while check clears</td>
    </tr>
    <tr>
      <td>Cabela’s</td>
      <td>Physical checks and eChecks</td>
      <td>Arrange payment by phone or as directed at checkout</td>
    </tr>
    <tr>
      <td>QVC</td>
      <td>Physical checks and eChecks (via PayPal)</td>
      <td>Choose “check/money order” or PayPal and pay from bank</td>
    </tr>
    <tr>
      <td>Nordstrom</td>
      <td>eCheck via PayPal</td>
      <td>Select PayPal and then your bank account</td>
    </tr>
    <tr>
      <td>Macy’s</td>
      <td>eCheck via PayPal</td>
      <td>Pay through PayPal using a linked bank account</td>
    </tr>
    <tr>
      <td>Chewy</td>
      <td>eCheck via PayPal</td>
      <td>Use PayPal at checkout and choose bank funding</td>
    </tr>
    <tr>
      <td>Etsy</td>
      <td>eCheck via PayPal (seller‑dependent)</td>
      <td>Pay with PayPal/bank where the seller allows it</td>
    </tr>
    <tr>
      <td>Shopify stores</td>
      <td>eCheck via PayPal (store‑dependent)</td>
      <td>Use PayPal and fund from your bank account</td>
    </tr>
  </tbody>
</table>

Information gathered from public forums or data available on the internet and portrayed here.