The type of insurance that is commonly offered as a benefit when you start employment is health (medical) insurance , and often also disability insurance or life insurance as part of an employee benefits package.

Most employers that offer benefits start with some form of group health insurance (medical, and sometimes dental and vision) because it helps employees pay for doctor visits, hospital care, prescriptions, and other medical costs. In addition, many companies also offer disability insurance (which replaces part of your income if you can’t work due to non‑work‑related illness or injury) and life insurance (which pays a benefit to your beneficiaries if you die while employed).

If your question comes from a multiple‑choice quiz with options like automobile, homeowners, pet, or disability insurance, the expected correct answer is disability insurance , because that is a type of insurance coverage employers typically provide as an employee benefit, unlike auto, homeowners, or pet insurance which are usually your personal responsibilities.